Financial Independence Crossover Point

Behold, the FI Crossover Point! As you build up passive income, track it against your monthly expenses. Enter passive income sources against the expenses. Once all are in, the chart populates with the income and expense lines. If your passive income can beat your expenses month over month, that's financial independence.

As always, there are some caveats: income streams can fluctuate based on demand and other factors. This crossover point graph doesn't factor in health insurance, taxes, and other expenses.